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How to pick the best travel insurance policy

How to pick the best travel insurance policy
Shyam
  • On January 31, 2015

Choosing the best amongst so many travel insurance companies is not a cake walk. But, we are here to help you out. We have a few points which will help you out in choosing the best insurance policy for yourself, so that you can enjoy trips with your family without having to worry about the finances.
Following are some points that you need to keep in your mind while choosing travel insurances. Firstly, large travel insurance companies usually trade under a wide range of names. So, any unknown company could be backed by a famous company. While taking up travel insurance through a comparison site, you should know that the brands are authorised by the Financial Conduct Authority and you are being protected by the Financial Services Compensation Scheme. But, if in case it happens that you pick a small brand and it goes bust, the scheme will step in and help you out of it.
The most common reason for the rejection of a claim is that an insurer relies on a particularly restrictive term in the contract. You should look for 24*7 helplines, and should check online forums for comments about any travel insurance company.
Consumer ratings are a very useful way of screening out the travel insurance companies that take good care of their customers. In case if you are unsure that the policy might or might not pay out for your needs, you could consult a broker and they will guide you.

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